Report your rent payments to build your credit score

Get started in 4 simple steps. Pay your rent as you currently do and we can report these payments to Experian, Equifax & TransUnion to build your credit score.

Experian Equifax TransUnion

How It Works

Profile card for entering your details
1

Enter your details

Information on you and your tenancy.

Phone showing a secure bank connection
2

Connect your bank

Providing read-only access allows your rent payments to be verified via Open Banking.

Free and Premium plan cards
3

Choose a plan

See below for the plan that’s best for you.

House with a rising credit score chart
4

Rent reported

Verified rent payments will appear on your credit file after 6–8 weeks and help boost your credit score.

As seen on the Martin Lewis Show.

How much does it cost?

CreditLadder offers tenants the opportunity to report their rent payments to one of Experian, Equifax or TransUnion for free.

CreditLadder also offers paid plans to give you the maximum benefit by reporting to all three major Credit Reference Agencies. This costs from the equivalent of just £5/month and helps CreditLadder to cover the cost of providing the service.

Credit Building Plans

Report rent to one Credit Reference Agency (CRA) for free. Make your rent count by reporting to all CRAs - Experian, Equifax and TransUnion - and let many more lenders see your rent payment history.

Standard

Build your credit

Free

Rent Reporting

1 credit reference agency of your choice

(Experian, Equifax or TransUnion)

Maximum Benefit

Upgrade to Premium at anytime for maximum benefit.

Contract

Once you have made your choice, switching is not possible.

Value

Not included

Premium Annual

More benefits, more value

£5/Month*

(Equivalent monthly price, £60 payment for 12 months)

Rent Reporting

All 3 credit reference agencies

(Experian, Equifax and TransUnion)

Maximum Benefit

Boost your credit position across all 3 Credit Reference Agencies.

Contract

12 month contract.

Value

Best Value

Pay annually and save 38%

Premium Monthly

More benefits, more value

£8/month

Rent Reporting

All 3 credit reference agencies

(Experian, Equifax and TransUnion)

Maximum Benefit

Boost your credit position across all 3 Credit Reference Agencies.

Contract

No long term commitment. 1-month notice to cancel.

Value

Not included

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